Activ8 HealthProgram
Everything your employees need to stay healthy.
Nothing out of pocket.
Activ8 Health is a supplemental benefits program that gives employees access to a full suite of healthcare and support services with no deductibles to meet or copays for eligible enrolled employees — delivered through Recuro Health.
Deductibles
For eligible enrolled employees
Top 200 meds covered
With $0 copay at 70,000+ pharmacies
Minute average wait
Virtual urgent care, 24/7/365
Virtual Care, Delivered by Recuro Health
Clinical services within Activ8 are delivered by Recuro Health, a virtual care platform with board-certified physicians available 24/7/365. Employees, spouses, and dependents all have access.
Activ8 does not replace existing health coverage. Recuro services are for non-emergency conditions only and are not considered insurance or a Qualified Health Plan under the ACA.
A Complete Package
Every enrolled employee gets access to the full Activ8 Health program. Here is what that includes.
Virtual Primary Care
Employees are matched with a primary care physician they can see for every visit, by phone or video. No waiting rooms. No cross-town travel. The same doctor builds a care plan around each patient’s specific needs.
- Integrated urgent care available 24/7
- Condition management for chronic illness
- Comprehensive health risk assessment
Top conditions treated:
Virtual Urgent Care
Board-certified providers available around the clock, every day of the year. Including for employees, spouses, and dependents. No copay. No deductible to meet. Care delivered by phone or video with visit summaries provided after every appointment.
- Same-day prescriptions sent to preferred pharmacy
- Visit summaries after every appointment
- Non-emergency conditions only
Top conditions treated:
Virtual Behavioral Health
Employees get access to licensed therapists, social workers, psychologists, and psychiatrists through secure video and phone sessions. Appointments typically available within 48 hours — compared to an industry average wait of 26 days for in-person mental health care.
- 86% of members report improvements
- Boosted productivity at work and at home
- Appointments within 48 hours
Top conditions treated:
Prescription Benefit
The Activ8 prescription benefit covers 95% of the top 200 most prescribed maintenance medications, with no deductibles to meet or copays for eligible enrolled employees. Prescriptions can be filled at more than 70,000 retail pharmacies or delivered by mail for chronic care medications.
- $0 copay on covered medications
- 70,000+ retail pharmacy locations
- Mail delivery for chronic care medications
At-Home Lab Testing
Employees receive lab and genomic testing kits mailed directly to their home. They self-collect the sample and return it in a prepaid package. Results are reviewed with their Recuro physician to inform a personalized care plan. No clinic visit required.
- Lab kits shipped to the door
- Prepaid return labels included
- Results reviewed with a physician
Genomic Screening
Recuro’s DNAware genomics panel screens for hereditary disease risk so employees can take preventive action earlier. Includes hereditary breast and ovarian cancer syndrome, Lynch syndrome, familial hypercholesterolemia, and pharmacogenomics panels.
- Hereditary risk identification
- Actionable results for prevention
- Comprehensive genomics panels
Digital Health Coaching
Digital coaching includes workshops, challenges, recipes, and guided programs designed to help employees work toward practical health goals. Unlimited access to digital coaching resources.
- Workshops and guided programs
- Health challenges and recipes
- Practical health goal tracking
Fixed Hospital Coverage
Fixed hospital coverage is separate from major medical coverage and does not replace it. Fixed indemnity hospital coverage with direct payment for qualified medical events.
- Direct payment for qualified events
- Separate from major medical
- Added financial protection layer
Professional Tax Advisory
All enrolled employees receive access to professional tax advisory services. Optional income tax preparation services are also available as part of the benefits package.
- Included for all enrolled employees
- Professional tax guidance
- Optional tax preparation services
What This Means for Your Business
A benefits upgrade without a benefits overhaul
Activ8 can supplement an existing plan. OR employers that are not currently offering major medical are still eligible to utilize Activ8. In many workforces, that creates a path to extend support to a much higher percentage of employees.
Benefits your employees will actually use
When care is available in under 10 minutes, has $0 copays, and requires no paperwork, utilization goes up. That means healthier, more supported employees.
Competitive advantage in recruiting
A benefits package that includes virtual primary care, behavioral health, $0 prescriptions, and at-home lab testing is a meaningful differentiator for talent acquisition.
Built for multi-state workforces
Add Back Benefits Agency specializes in helping employers with distributed teams manage eligibility, rollout, and employee communication across locations.
Program structure, eligibility, and implementation depend on employer profile, plan design, and state availability.
Real employers. Real bottom-line impact.
Employers experience an overall increase in net profits because of a reduction in payroll taxes. This will be explained in more detail during a no-pressure consultation.
Get Your Custom Analysis208 employees — single employer case study
450 employees — single employer case study
From First Conversation to Enrolled Employees
Discovery and fit assessment
We review your workforce profile, current benefits setup, and business priorities to determine whether Activ8 is the right path. No obligation.
Eligibility and plan design review
If there’s a fit, we will perform a Benefits Analysis to help you better understand likely participation rates and total savings for the employer.
Implementation and communication support
Add Back Benefits Agency guides your rollout from enrollment setup through employee launch. We provide communication support so your team understands what they have and how to use it.
Ongoing partnership
We stay engaged after launch. Questions, adjustments, and support are part of the relationship, not an add-on.
Common Questions
No. Activ8 is a supplemental benefits program. It works alongside whatever major medical coverage your employees already have and does not replace it in any way.
Find Out if Activ8 Is Right for Your Team
Book a free 60-minute consultation with Add Back Benefits Agency. We\u2019ll review your workforce, confirm eligibility, and walk through what implementation would look like for your situation.